Terms and conditions

Terms of payment

Midwifery care is covered by the standard insurance package (Basispakket) and will therefore be completely reimbursed all the insurance companies. This means that our care is paid for by the insurance. A delivery in a hospital without a medical referral (delivery in a birthing room) will not be covered by some insurance companies.

If you are not insured you will have to pay yourself. You can make an arrangement about the payment with us.

The terms of payment have been decreed by the Nederlandse Organisatie van Verloskundigen (the Netherlands association of midwives), statutorily established in Utrecht, filed in the provincial council offices of the district court in Utrecht on June 21 1996, under number 165/1996.

The following conditions hold for complete or partial midwifery care, extended by a midwife or her/his substitute:

Term of payment

Payment for the extended midwifery care must be made within 30 days from date of invoice by the client to the midwife in whose care she was in connection with her pregnancy, without any deduction, adjustment or discount.


If the term of payment has been exceeded, the client will be considered, without further notice, to be in default. After the due date of the invoice the client will be charged a monthly interest of 1% over the outstanding debt, taking into account that part of a month will be charged as a whole month.

If the client continues to default after a summons to pay, all judicial and extrajudicial costs the midwife has to make to get complete payment without further default will be charged to the client. Recovery costs amount to a minimum of 15% of the claim plus the VAT charged over the costs that the midwife cannot deduct. Recovery costs include the cost of legal assistance, calling in a debt recovery agency, a bailiff or a lawyer.


In order to assess the amount that the client owes, administrative data of the midwife are decisive, unless the client offers explicit proof of the opposite.

Dispute resolution

All disputes resulting from an agreement, subject to these terms and conditions, will be submitted to the competent magistrate in the domicile of the debtor. In case the magistrate has no competency in this dispute, the midwife is justified to bring the case before the competent judge in Utrecht.


© Nederlandse Organisatie van Verloskundigen(the Netherlands association of midwives) in Bilthoven, February 1998. Terms of payment determined by the Nederlandse Organisatie van Verloskundigen. (the Netherlands Association of Midwives)
Filed in the provincial council offices of the district court in Utrecht on June 21 1996, under number 165/1996.


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